Tim.
When trying to give advice to battery R/C newcomers it is always helpful if we can get as much infromation as possible.
Determining battery voltage is quite simple really.
If you intend having the batteries on board the loco with the control system, then battery voltage becomes less of a one size fits all scenario. Primarily because there is very little chance of dissipating the heat from excessive battery voltage inside the loco.
Measure the voltage going to the track at what you would consider a top speed, add a couple of volts to allow for system overheads and that is what the maximum voltage you wil need for that particular loco.
If you intend to use trail car installs that will power many different locos, then you use the highest voltage you need for the fastest loco. Because trail cars are usually quite roomy and can be easily ventilated extra voltage is less of a problem.
Voltage determines speed, not hauling capability.
That is governed by the amperage capability of the controller and the ability of the batteries to deliver the amps you need.
The mah rating of the battery will determine how long the set up will run for. 2200 mah will give 2.2 amps for 1 hour.
How many amps you will require can be easily determined. measure the train running on track power without any lit coaches etc. You will be quite surprised how much amoerage you will require.
It is OK to run batteries in parallel provided you place diodes in the positive lines to prevent any backfeeding from one pack into the other. One diode drops about .7 of a volt depending on the diode type.
The draw will automatically take power from the highest charged battery. In situ charging with diodes in the packs will require special circuitry.
Another way is to use a DPDT switch to switch from one pack to the other.
If the batteries are on board they needed not be all that big a capacity.
I explained earlier in this topic that there is a very simple circuit available that permits the loco to run on internal batteries around a yard for example. Then, when an Auxilliary pack is plugged in, it disconnect the on board batteries.
If you haven’t done so already, might I suggest you read the beginners page for battery R/C at the RCS website.