I have had this happen very occasionally. I use a clear overspray (have done for over five years) that is sold in craft stores. It is meant to seal oil paintings, photographs, cardboard, CD printed covers, etc. Every now and then, it will react with the underlying topcoat, causing wrinkling. It seems like Russian roulette. Out of twenty or so oversprays, only one time will it react. As I use the same underspray and the same brand of topcoat each time, then it is not a paint compatability problem, but seemingly the luck of the draw. Over the years I have painted thousands of models, down to ‘h.o’ and ‘N’ scale locomotives and rolling stock, so have some knowledge of applying spray paint, but it does catch me out occasionally. I never use ‘scale’ railroad paints (like Scalecoat), preferring high quality automotive underspray (inert on plastic) and quality spray enamel from hardware stores. Occasionally, I will use the Tamiya brand spray (excellent quality and finish, but expensive for the supplied quantity, requiring several cans, even for a small job) or the Testors enamel spray if I need a colour not available in the hardware store sprays. I never purchase the cheap spray cans from the automotive supply stores as they are simply rubbish and useful maybe for spraying the side fence.
In so far as paint strippers, then brake fluid is taboo on all plastic models. It will react with most plastics on the market today. Only viable option is 92% Isopropyl Alcohol, apparently available from pharmacies (drug stores?). Only drawback is that it is usually not available in bulk and must be purchased in very small quantities.