The wood-vs-concrete/masonry portal question can be related to the period involved. For earlier RR’s like the CP & V&T, concrete wasn’t an option, and masonry was likely a matter of budget. Here’s a V&T wood portal.
Sparks flying from the stacks was an issue for the early lines, and the V&T had its share of tunnel fires. In the above pic you can see the metal lining applied to abate that issue.
I’m no expert, but I’ll suggest that the portal architecture was related to the ground being tunneled through. If really stable hard rock, little or no lining was needed, and sometimes no portal structure was needed either.
However, the portal’s job, in addition to stabilizing the mouth, was often to keep rocks & etc. on the hill above from rolling down onto the tracks.
FWIW, a hardrock tunnel was of course the most difficult to bore. But afterwards, it was super stable. Here’s a shot of the CP Summit Tunnel. The portals have had concrete boxes applied over the track (likely for falling rock deflection), but the interior is still solid after about 165 years.