Add a washer to the middle of an axle. Drill holes around the edge. Stick bits of string through the holes. Add a bead of glue to end so that when dry, the string can’t pull out. Trim length by trial and that other option to create drag by the string on the truck frame and bolster. This is a speed activated centrifugal brake … A brake Shoe could be adapted to provide a smooth surface for different ‘expanders’.
I like automatic brakes for known areas, my mind wanders… deep in ponder and who knows?
John