So, when I started the hobby, people used plain old transformers, unregulated and AC, like what NCE still sells. You can still find them from many manufacturers.
Like many things, I was told that was “good enough”.
Then I noticed a number of things that did not make sense. The first is that an ordinary transformer’s output changes under load, in fact the industry standard how they are rated was not even mentioned or followed.
I started running trains that took a number of amps, and noticed the speed sag, and worse, since one of the prime reasons for DCC is multiple trains on the same track, all of a sudden one train would vary in speed when another went up a grade.
So, knowing what I know about transformers, I asked about using regulated supplies, and started investigating, since I knew regulated AC supplies were hard to come by (some DCC systems only take AC!!!). This led me to NCE for a number of reasons, by the way.
I also noticed another situation, since I run standard gauge, I run some trains close to prototype speeds. I found some locos, like Aristo 3 axle diesels, would not run at prototype speeds at 20 volts on the rails, but needed very close to 24 volts. Many DCC systems could not manage this voltage, or would not tolerate a higher input voltage. Typically you lose 2-3 volts between input voltage to the system and what comes out DCC to the track. I found many DCC systems where your maximum input voltage was 27 volts, so you had to run close to the max input to get what I wanted for output.
Back to transformers, a top quality transformer used to be rated for 10% sag in voltage under max load, but it’s more like 20%. Here’s the rub: In order to get a system that was capable of 10 amps and 24 volts to the rails, I had to hit it with 27 volts input PLUS 20% or 32 volts, OUTSIDE the maximum rating for the input.
It became immediately clear to me, almost 20 years ago, that a regulated power supply was necessary to build a robust system that had the capacity to deliver full output (when needed).
At that time, everyone thought I was nuts, just as nuts as trying the impossible DCC outdoors.
Today, I think you will find 90% of the DCC “experts” will say you want a regulated power supply. (I guess I no longer have to live in the nuthouse!)
In any case, yes, a regulated supply is what you want, no ordinary transformer. Inexpensive switching supplies will work fine, the “horrors” of “noise” of early designs, 40 years ago, are gone. I usually stick with the Meanwell brand since they are widely available, have a large breadth of models and have been very reliable. There are even cheaper switching supplies, but you can get a Meanwell for under $100, way under.
Maybe take a look here at my NCE 10 amp system: https://elmassian.com/index.php?option=com_content&view=article&id=322:my-implement&catid=55:dcc-general&Itemid=360
My current zimo system has an even more impressive power supply, again Meanwell:
Greg